@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;600&display=swap');
*{box-sizing:border-box;}
body{font-family:'Poppins',Arial,sans-serif;margin:0;color:#1A1A1A;background:#F4F6F8;}
a{color:#092962;text-decoration:none}
header{background:#092962;color:#fff;display:flex;align-items:center;justify-content:space-between;padding:14px 28px;position:sticky;top:0;z-index:10}
header .logo{font-weight:600;letter-spacing:.5px}
nav a{color:#fff;margin-left:16px}
nav a:hover{opacity:.85}
.container{max-width:1100px;margin:0 auto;padding:28px}
.hero{text-align:center;padding:70px 20px;background:#fff;border-radius:14px;box-shadow:0 6px 16px rgba(0,0,0,.06)}
.btn{display:inline-block;background:#092962;color:#fff;padding:12px 18px;border-radius:8px;margin-top:12px}
.btn:hover{filter:brightness(1.05)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:26px}
.card{background:#fff;border-radius:12px;padding:18px;box-shadow:0 4px 12px rgba(0,0,0,.05)}
footer{background:#092962;color:#fff;text-align:center;padding:24px;margin-top:50px}
section h2{margin-top:0}
input,textarea{width:100%;padding:12px;border:1px solid #cfd8dc;border-radius:8px;background:#fff}
form{background:#fff;border-radius:12px;padding:18px;box-shadow:0 4px 12px rgba(0,0,0,.05)}
label{font-size:14px;opacity:.85}
.small{font-size:12px;opacity:.8}
@media(max-width:800px){.grid3{grid-template-columns:1fr} nav a{margin-left:10px}}